拖欠贷款

利记app官网 offers a skip payment feature as follows: I will be allowed to make no payment for one month of my choosing without being considered delinquent on my loan ("skip period"). Interest and finance charges will continue to accrue during the skip period. I understand and agree that I must be a member in good standing to be eligible for this feature. A fee of $30 per consumer loan is imposed for exercising the skip feature. This fee is a finance charge and will increase my Annual Percentage Rate (APR) on my loan. My required monthly payment will start again beginning in the month immediately following the skip period. I understand that the addition of the fee to my loan balance will result in additional interest accruing on my loan (including interest accruing on the fee) and will result in increased total payments for my loan. I understand and agree the addition of the $30 fee to my loan balance will impact my future monthly payments and I agree that I am solely responsible for verifying those future amounts and ensuring any automatic payments are updated accordingly.

我明白我每年只能使用此功能一次. I understand and agree that any additional payments (those beyond the original maturity) resulting from the exercise of the skip payment feature will not be covered by credit insurance and/or GAP and that it is my responsibility to verify the impact of skipped payment(s) on my GAP or other insurance coverage. I further understand that exercising the skip payment feature will extend the time it takes to payoff my loan in full and that I will pay more total interest on my loan(s).

I understand that the skip payment feature is a modification to my existing loan(s) and the addition of the fee to my loan balance will impact my future monthly payment obligations. 通过提交我的请求, 我明确同意修改我现有的贷款。, including the payment of the fee for deferral of my payment obligation(s) and the adding of the fee to my loan balance.

对于支付，我生成了使用账单支付服务设置的支付, 在其他金融机构发起的付款, 等.), I agree that I am responsible for stopping the payment for the month I utilize the skip payment feature. I understand that loan payments forwarded to 元素 for the skip period will not be applied to my 元素 loan(s) and the funds will be available to me in my 元素 money market savings account. 进一步, I agree that I am solely responsible for determining my future loan payment amounts and adjusting any future payments as necessary.

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